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Renovation handover checklist: what to check before your final payment

Updated 2026-09-28

The final instalment, often around 10% of the contract, is your best leverage to get everything fixed. Do a careful walk-through with your ID or contractor before you pay it, and write everything down with photos.

Carpentry

Countertops, sink and taps

Electrical and lighting

Ceiling, paint and flooring

Bathrooms

Aircon, windows and cleaning

Documents and keys

Collect written warranties (carpentry, waterproofing, appliances), the renovation permit and any electrical certificate, plus all keys, remotes and manuals.

After handover

Send your contractor a numbered list with photos and agree a date to fix everything. Keep the final payment until every item is done. Anything that appears later is usually covered by the workmanship warranty, often 12 months, so check your contract and keep logging issues.

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